INJURY SOLUTIONS
Resurrecting Old Injuries
When an employee injures themselves at work,
recovers and re-injures themselves off the job
When an employee gets injured at work, and the
Workers’ Compensation Board in that jurisdiction
accepts that injury, it accepts that injury for life…
or does it?
It does not seem to be a clear yes or no answer, from our experience. As
I am sure you are all aware by now, no ma!er what types of short- or longterm
insurance your company might carry to supplement the forced WCB
coverage you must have by government legislation, again by legislation the
WCB is "rst payer. What does that mean?
In short, it means that no ma!er what other fantastic or simple insurance
programs you may have, the WCB is the primary “owner” of that injury
for the life of it. #is is to protect the employee to ensure he/she does
not get lost and later dumped if they lose employment with the injury employer
or if the plan were to lose su$cient funding.
#e WCB’s responsibility is to take the injured worker from the state of
injury to the absolute best state of recovery, with the goal being complete
recovery to the state the injured worker was in prior to becoming injured
and capable of returning to his/her pre-injury duties on a full-time basis.
By Clifford Gerow, Injury Solutions Canada Inc.
SEBASTIAN KAULITZKI / 123RF
thinkbigmagazine.ca | Quarter 2 2021 | Think BIG 55
/thinkbigmagazine.ca
/thinkbigmagazine.ca